What is covered under the LifeLock identity theft insurance policy?

LifeLock® identity theft protection members are protected by the $1 Million Service Guarantee.^† The benefits under the Service Guarantee are provided under a Master Insurance Policy underwritten by State National Insurance Company.

If you become a victim of identity theft while you are a LifeLock member, we will spend up to $1 million on lawyers, investigators, consultants and whoever else it takes to restore your good name and recover the direct losses of the identity theft.

In addition, depending on the circumstances of your claim, our no-deductible identity theft insurance may reimburse you for certain out-of-pocket expenses. These include:

– Fraudulent Withdrawals

– Document Replacement Costs

– Travelling Expenses

– Loss of Income

– Child/Elderly Care

– Stolen Handbag, Purse or Wallet (Not available with all services. See below for details.)

The maximum amount LifeLock will reimburse members for each expense varies by service:

	LifeLock Standard™,(Enrolled after 7/29/2014)	LifeLock Advantage™	LifeLock Ultimate Plus™	All Other Services
Fraudulent Withdrawals For all fraudulent withdrawals resulting from any one Stolen Identity Event	Up to $10,000	Up to $15,000	Up to $25,000	Up to $10,000
Document Replacement Costs For each stolen identity event	Up to $2,000	Up to $2,250	Up to $3,000	Up to $2,000
Travelling Expenses For each stolen identity event	Up to $2,500	Up to $2,750	Up to $3,500	Up to $2,500
Loss of Income Daily maximum benefit period of up to one month, for each stolen identity event	Up to $200/day, not to exceed $6,000	Up to $225/day, not to exceed $6,750	Up to $300/day, not to exceed $9,000	Up to $200/day, not to exceed $6,000
Child/Elderly Care Daily maximum benefit period of up to one month, for each stolen identity event	Up to $200/day, not to exceed $6,000	Up to $225/day, not to exceed $6,750	Up to $300/day, not to exceed $9,000	Up to $200/day, not to exceed $6,000
Stolen Handbag, Purse or Wallet Total for each event	Up to $250, max. of $100 for stolen cash replacement	Up to $500, max. of $150 for stolen cash replacement	Up to $1,000, max. of $300 for stolen cash replacement	Not included
Total Service Guarantee Legal, Remediation Service and Case Management Costs for each each Stolen Identity Event	Up to $1,000,000	Up to $1,000,000	Up to $1,000,000	Up to $1,000,000

† Service Guarantee benefits for State of Washington members are provided under a Master Insurance Policy issued by United Specialty Insurance Company. Benefits for all other members are provided under a Master Insurance Policy underwritten by State National Insurance Company. Under the Service Guarantee LifeLock will spend up to $1 million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at LifeLock.com/legal.