LifeLock Advantage™service provides enhanced identity theft protection beyond financial and credit fraud. We search for falsified court records containing your personal information to help you avoid arrest for crimes you haven’t committed, monitor for fictitious identities using aliases with your Social Security number and alert you of potentially fraudulent credit card activity.
LifeLock Advantage protection provides these important benefits:
Credit Card, Checking and Savings Account Activity Alerts – Review your credit card, checking and savings account activity in one place. Receive alerts to help detect fraudulent transaction activity. Network does not cover all transactions.
Fictitious Identity Monitoring – Scans for names and addresses associated with your Social Security number in public and credit databases so you can confirm whether the activity is fraudulent.
Court Records Scanning – Checks court records for criminal activity linked to your identity information.
Data Breach Notification – Informs you of publicly reported larger scale security breaches and stolen credential events so you can take action to protect your personal information.
Online Annual Credit Report – Receive online access to annual credit report so you can see the details of your credit worthiness.
Online Annual Credit Score – Receive online access to annual credit score so you can understand your credit worthiness.
LifeLock Advantage protection also provides these additional benefits included in other LifeLock services:
LifeLock Identity Alert® System – Actionable alerts are sent for uses of your Social Security number, name, address or date of birth in applications for credit and services within an extensive network. Our proprietary Not Me® verification technology allows you to respond immediately. Network does not cover all transactions.
Lost Wallet Protection – Quickly cancels or replaces credit or debit cards from a lost or stolen wallet to help stop fraudulent charges before they occur.
Address Change Verification – Notifies you of change of address associated with your personal information so you are alerted if thieves try to divert your mail.
Black Market Website Surveillance – Patrols over 10,000 black market Internet sites for the illegal buying, selling or trading of your personal information.
Reduced Pre-Approved Credit Card Offers – Requests your name be removed from pre-approved credit card mailing lists.
Live Member Support – U.S. based Member Services Agents are available to help.
Certified Resolution Support – A Certified Resolution Agent will personally handle your case and help restore your identity in case of a fraudulent event.
$1 Million Service Guarantee – As a LifeLock member, if you become a victim of identity theft, LifeLock will spend up to $1 million to hire experts to help your recovery. Service Guarantee benefits for State of Washington members are provided under a Master Insurance Policy issued by United Specialty Insurance Company. Benefits for all other members are provided under a Master Insurance Policy underwritten by State National Insurance Company. Under the Service Guarantee LifeLock will spend up to $1 million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at LifeLock.com/legal.
